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Rob Wolf writes:

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Brent -- do you really put $10K per year into an investment account?
<SNIP>
 Yep. Actually it is more than that but I wouldn't have those funds if I handed them to the insurance company. I do not keep them in a separate account labeled "Money I didn't waste on insurance" because tracking them with a spread
sheet is just as effective and a lot less hassle than yet another account. <<Also,you've said that when the propeller stops turning in flight, the insurance company just bought the airplane and your job is to survive the crash.  Sounded like a pretty good story to me.  But the picture changes somewhat if
<SNIP>
  Get real. The ONLY things that I am willing to get hurt for are my wife and my children. The plane is just a thing, a thing I built.
I can build another,
IF I am able. I once met a heavily bandaged Hog Pilot in a bar. I inquired as to his circumstance. His fate involved a sharp
corner and loose
gravel. "Why didn't you just get off the bike?" I queried.
"My body heals, my Harley doesn't!" he replied with a tone of grim determination.
"Right on" I muttered as I slowly backed away and wondered why there were still people like this in the gene pool.

A carrier pilot had to eject when the catapult malfunctioned and failed to
fully accelerate his plane to flying speed. He was later asked at what point
did he decide to eject, "About three years ago." was his reply.   Decide now to save your ass so that when the time comes, making that decision is one less thing you have to do.
Compliments of the season.
Brent Regan

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