Bryan,
Take a deep breath and assume the lotus position - this requires
familiarity with Zen. First, there are more Honda Civics extant than all
of the planes in the USA. The pool is enormous and automobile
insurance premiums are based on the vehicle cost, repair costs, vehicle
age, driver's age, driver's accident history, where on the mean
streets the critter is located and how many other Civics you are
insuring. Hmmm, these are sorta aircraft insurance considerations
except for the quantity.
If accident related payouts for the Lancair pool are greater than the
premium receipts, it is useful business sense to raise the rate and suggest
operator qualifications that lower their risk (time in type, inst rating,
certain training). Hmmm, I think car grouping pools are done the same
way.
The insurance industry has more impact on safety (pilot or aircraft type)
than the FAA ever would or could. Please consider your certification as a
pilot the barest minimum requirement - and no psychological testing was done
other than the AME determining that you merely appeared sane. There is no
judgement test although the insurance companies may be considering the
development of such a test.
I don't know about you, but I feel better now.
Scott Krueger
AKA Grayhawk
Lancair N92EX IO320 SB 89/96
Aurora, IL (KARR)
Pilot
not TSO'd, Certificated score only > 70%.
In a message dated 9/7/2008 5:09:30 P.M. Central Daylight Time,
vonjet@gmail.com writes:
Insurance companies raising rates on the Lancair line-up because
of a high number of accidents shouldn't be allowed unless all the accidents or
majority of them can be blamed on the actual aircraft and not the pilot.
And the FAA putting pressure on Lancair to do something about it is
another F'd up concept. Its not Lancair's problem what people do with
their product after its been released to the client. They are providing a High
performance kit aircraft that anyone can build. Making them police all
the pilots who fly them is just another case of the FAA putting all their
responsibilities onto someone else. If the FAA wants people to stop
crashing Lancairs then they should figure out a resolution themselves.
Car insurance companies dont raise the rates on Honda Civics or Acura
Integras because all the street racers use them illegally and crash them more
often than other cars.
The DOT doesn't go to Yamaha and put pressure on them to make their
streetbikes safer and required mandatory training to ride it.
Just venting.