Mailing List lml@lancaironline.net Message #69247
From: Skip Slater <skipslater@verizon.net>
Sender: <marv@lancaironline.net>
Subject: Re: [LML] Re: wanted to buy lancair ES
Date: Tue, 18 Feb 2014 10:51:50 -0500
To: <lml@lancaironline.net>
I've been flying my ES for 12 years and have never had a problem getting or renewing my hull insurance.  The ES has a comparatively stellar safety record to the IV's and Legacy, so in addition to insurability, the rates are pretty reasonable.
 
Skip Slater
N540ES
From: Danny
Sent: Tuesday, February 18, 2014 7:30 AM
Subject: [LML] Re: wanted to buy lancair ES

That’s not true.  Go to AOPA for homebuilt loans.

 

Danny

LNC2-360 Mk-II

Nothing is foolproof to the sufficiently talented fool.

 

From: Hamid Wasti [mailto:hwasti@lm50.com]
Sent: Tuesday, February 18, 2014 6:47 AM
To: Lancair Mailing List
Subject: [LML] Re: wanted to buy lancair ES

 

On 2/17/2014 1:18 PM, Dr. Jamie Fettig DC wrote:

Having troule getting financed for experiemental plane (even though I got approved for $200k on a colubmia 350)

The reason you will have a really hard time getting a loan against a homebuilt aircraft is insurance. 

If you are planning to use the the aircraft as a collateral, the lender will want to protect that collateral by requiring that the aircraft be insured. All risk hull insurance for a homebuilt aircraft is expensive and unreliable. Even if you are able to get insurance this year, there is no reasonable expectation that you will be able to get it next year or a few years from now.

Your only hope for financing a homebuilt aircraft is to get a loan against some other asset or an unsecured loan.

Regards,

Hamid

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