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No argument from me, especially since I fall into multiple of those "high risk" activities. The bad news is that exclusions like that are becoming the norm. I was unable to get reasonable life insurance without exclusions for GA type activities. I'm sure it probably exists, but not as cheap, and harder to find.
Matt
Quoting Joseph Neustein <jneusteinmd@gmail.com>:
It gets worse. That is actually the policy the University of Texas
Southwestern Medical School offers to their medical students. As was noted,
the pilot exclusion was only one of a number of undesirable policy
features. I have found lots of other options for a young healthy pilot
medical student that don't have the pilot exclusion or any of the other
ridiculous limitations. Egregious behavior like this by insurance companies
is what is driving this country toward socialized medicine. But I digress,
just thought the "caveat emptor" should be shared.
Joseph Neustein, MD
7280 Valencia Drive
Boca Raton, Fl 33433
915-276-8316 mobile
509-271-2700 fax
jneusteinmd@gmail.com
On Mon, Oct 26, 2009 at 8:14 AM, <vtailjeff@aol.com> wrote:
hope you aren't paying premiums for that policy....it does not cover much
of anything
-----Original Message-----
From: Joseph Neustein <jneusteinmd@gmail.com>
To: lml@lancaironline.net
Sent: Sun, Oct 25, 2009 7:46 pm
Subject: [LML] Health Insurance Pitfalls
I was aware of exclusion on life insurance policies for private pilots
and scuba divers but this health insurance policy underwritten by
UnitedHealthCare caught me by surprise. See exclusion #27
Add "review health insurance policy exclusion" to another CHECKLIST
Joseph Neustein, MD
N36YZES-P phase I
7280 Valencia Drive
Boca Raton, Fl 33433
915-276-8316 mobile
509-271-2700 fax
jneusteinmd@gmail.com
**
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