X-Virus-Scanned: clean according to Sophos on Logan.com Return-Path: Received: from [70.8.200.177] (account marv@lancaironline.net) by logan.com (CommuniGate Pro WebUser 4.3c5) with HTTP id 946532 for lml@lancaironline.net; Mon, 16 May 2005 19:35:38 -0400 From: "Marvin Kaye" Subject: Re: Lancair Mutual Insurance? To: lml X-Mailer: CommuniGate Pro WebUser Interface v.4.3c5 Date: Mon, 16 May 2005 19:35:38 -0400 Message-ID: In-Reply-To: <05b401c55a52$8e4cc0a0$6601a8c0@StusComputer> References: <05b401c55a52$8e4cc0a0$6601a8c0@StusComputer> X-Priority: 3 MIME-Version: 1.0 Content-Type: text/plain; charset="ISO-8859-1"; format="flowed" Content-Transfer-Encoding: 8bit Posted for "Stuart Seffern" : O.K. If life is an intelligent management of risk, then flying a Lancair can be made much safer by avoiding the 3 biggest killers 1. Running out of fuel 2. Flying into Bad weather 3. Low level "show off" operations How about a insurance policy which excludes the dumbest of pilot error mistakes? If the Insurance companies would be more comprehensive in policy writing, the intelligent and relatively safe pilots would pay much lower rates. Can the experimental Lancair accidents be looked at to determine reasonable exclusions to write a policy around? Then a considered offer could be presented to AIG and others in a group effort to achieve an affordable rate. We have done this in my business for 26 years and pay substantially less for our Mutual Insurance with a Group Association Policy and even some educational seminars. Stu Seffern www.LantzairFlyers.com sseffern@yahoo.com P.S. Remember we are "advancing the art" of flying. It is not "safe" but risks can be reasonably managed so as not to prevent innovation and progress. Insurability is essential to that progress in my view.