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We are averaging 2+ losses per year on Lancair IV's out of a total risk group of about 100 flying airplanes.  This is a VERY high rate.  Much higher than 152's for the number of THAT aircraft flying. The owners paying insurance in that group "pay for" the losses of that group.  I've talked many times to the Insurance adjuster for AVEMCO.  He has a strong bias against Lancair IV in part (I would suspect mostly) because of the actual loss rate has been very high in dollar terms.  This is his bread and butter so to speak.  He makes his living betting that we will NOT have more accidents than his premium rate covers.  Its as simple as that.

 We, on the other hand should be able to find more effective ways to limit our risks if we take the effort to look at the data and ask the right questions.  It may be our only option until the actual loss record improves, which it eventually should....

Is there anyone out there who is or has a friend in the industry how might have more answers?

____
Stuart Seffern
Debbie Loiselle
916 Dane Street
Madison, WI 53713

E-Mail- RTWM02A@Prodigy.com