X-Virus-Scanned: clean according to Sophos on Logan.com Return-Path: Sender: To: lml@lancaironline.net Date: Thu, 10 Jun 2010 08:10:28 -0400 Message-ID: X-Original-Return-Path: Received: from n23.bullet.mail.mud.yahoo.com ([68.142.206.162] verified) by logan.com (CommuniGate Pro SMTP 5.3.7) with SMTP id 4342556 for lml@lancaironline.net; Thu, 10 Jun 2010 01:15:20 -0400 Received-SPF: none receiver=logan.com; client-ip=68.142.206.162; envelope-from=mcmess1919@yahoo.com Received: from [68.142.200.226] by n23.bullet.mail.mud.yahoo.com with NNFMP; 10 Jun 2010 05:14:45 -0000 Received: from [68.142.201.241] by t7.bullet.mud.yahoo.com with NNFMP; 10 Jun 2010 05:14:45 -0000 Received: from [127.0.0.1] by omp402.mail.mud.yahoo.com with NNFMP; 10 Jun 2010 05:14:44 -0000 X-Yahoo-Newman-Id: 983914.52472.bm@omp402.mail.mud.yahoo.com Received: (qmail 94750 invoked from network); 10 Jun 2010 05:14:44 -0000 DomainKey-Signature: a=rsa-sha1; q=dns; c=nofws; s=s1024; d=yahoo.com; h=DKIM-Signature:Received:X-Yahoo-SMTP:X-YMail-OSG:X-Yahoo-Newman-Property:From:To:Subject:Date:Message-ID:MIME-Version:Content-Type:X-Mailer:Thread-Index:Content-Language:x-cr-hashedpuzzle:x-cr-puzzleid; b=pBaDPeI1kbx6K5T2xTbI7RaU4I7JIe9VFkcpZ9ygTyNQGr9TbYgQ4oAGH1TjBtr2DbZF8YnGC+EdqxNEYGBhM4Em0RRuMBHSjzzHidQ0EGCve7Ji72ld+Di+xUPASosr80YEfCdscEEAtMyEY6+M3jF+4IAW4f7H4VfEP/kXta4= ; Received: from ClaudettePC (mcmess1919@67.187.169.61 with login) by smtp114.plus.mail.sp1.yahoo.com with SMTP; 09 Jun 2010 22:14:44 -0700 PDT X-Yahoo-SMTP: rK4i7HqswBC7mDE8.sOiWQeO4CeReXc- X-YMail-OSG: U3C9s1QVM1n0uPawuDbfJmeEBnPuRDavUABlEWzi0xgdAHZ Xt9K7PZbegwQfCKtIYEOuHWeHchkZBOSO27OcWFCUJze_dqw6PWjY_UDxIl1 aIPOu6ssa.oRYTlP0n6Jar8wHa0VE29Y.4F5_LTIpmPNssxdfdm3EYRHgX4q c8D57KumjCyllwAU_.LdrHVM9.8LN_asEeMwgHu5OJ5RWkxy604cXuy6MU.l ivq.jjSfMxc2fiK3zAWXPQFuPKXTP8rAVUvQiuA6Sm099T908vrbBvEfRN3B 7HTko7h775rUz1k_7KcPP9ro- X-Yahoo-Newman-Property: ymail-3 From: "Steve Colwell" X-Original-To: "'Lancair Mailing List'" Subject: Hull insurance X-Original-Date: Wed, 9 Jun 2010 22:14:46 -0700 X-Original-Message-ID: <00ae01cb085b$d80e67e0$882b37a0$@com> MIME-Version: 1.0 Content-Type: multipart/alternative; boundary="----=_NextPart_000_00AF_01CB0821.2BAF8FE0" X-Mailer: Microsoft Office Outlook 12.0 Thread-Index: AcsIW9XB2Bml9lP/QbqAoSlTZcsnLQ== Content-Language: en-us x-cr-hashedpuzzle: BW7k B7/j C1Sm Dck2 ETyc E0eg E9UK FOG5 Fp5o GYQI GsIA HJ3M INRj IYYV I4mS JF7c;1;bABtAGwAQABsAGEAbgBjAGEAaQByAG8AbgBsAGkAbgBlAC4AbgBlAHQA;Sosha1_v1;7;{044E2450-2E75-4671-A0DF-7440DC04A4F5};bQBjAG0AZQBzAHMAMQA5ADEAOQBAAHkAYQBoAG8AbwAuAGMAbwBtAA==;Thu, 10 Jun 2010 05:14:43 GMT;SAB1AGwAbAAgAGkAbgBzAHUAcgBhAG4AYwBlAA== x-cr-puzzleid: {044E2450-2E75-4671-A0DF-7440DC04A4F5} This is a multipart message in MIME format. ------=_NextPart_000_00AF_01CB0821.2BAF8FE0 Content-Type: text/plain; charset="us-ascii" Content-Transfer-Encoding: 7bit The one caveat on the value of hull insurance is to be sure you do not under insure. If you do and have a total loss, the insurance company can pay you the amount for which you insured and then it's their plane. An acquaintance of ours did that to save on the premium on his Baron - and the insurance company did indeed end up owning the plane after paying him the insured value which was considerably less than the real value of the plane. He didn't have enough to purchase another similar plane. The insurance company got to either repair and re-sell or part it out. They came out ahead. Claudette Colwell Legacy ------=_NextPart_000_00AF_01CB0821.2BAF8FE0 Content-Type: text/html; charset="us-ascii" Content-Transfer-Encoding: quoted-printable

The one caveat on the value of hull insurance is to = be sure you do not under insure. If you do and have a total loss, the = insurance company can pay you the amount for which you insured and then it’s = their plane. An acquaintance of ours did that to save on the premium on = his Baron – and the insurance company did indeed end up owning the = plane after paying him the insured value which was considerably less than the = real value of the plane. He didn’t have enough to purchase = another similar plane. The insurance company got to either repair and re-sell or = part it out. They came out ahead.

Claudette Colwell Legacy

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