Listers,

I am applying for life insurance and had a few questions...

The application asks about flying activities; hours in various aircraft
types including experimental (I fly about 200/year).

Will I have a problem getting insured?  Will my rates be higher?

If I get turned down, will effect my life insurance in the future (ie.
requirement to discose being refused)...

I'm 38 with no kids and don't want to harm my future ability if I'm not
easily insured now.

Matt