Return-Path: Received: from marvkaye.olsusa.com (line51.olsusa.com [205.245.9.203]) by truman.olsusa.com (Post.Office MTA v3.5.1 release 219 ID# 0-52269U2500L250S0V35) with SMTP id com for ; Mon, 14 Dec 1998 23:00:51 -0500 Message-Id: <3.0.3.32.19981214230203.02cac704@olsusa.com> Date: Mon, 14 Dec 1998 23:02:03 -0500 To: lancair.list@olsusa.com From: RTWM02A@prodigy.com (MR STUART D SEFFERN) (by way of Marvin Kaye ) Subject: Disappearing Insurance X-Mailing-List: lancair.list@olsusa.com Mime-Version: 1.0 <<<<<<<<<<<<<<<<--->>>>>>>>>>>>>>>> << Lancair Builders' Mail List >> <<<<<<<<<<<<<<<<--->>>>>>>>>>>>>>>> >> It seems to me that a Mutual Insurance Group might be the answer here. We do this for my business insurance and it has been less expensive for everyone. Risks can be limited by experience, engine type, past record of safety, or any other reasonable consideration. Then the funds would be pooled and an umbrella policy could limit our exposure. Maybe USAIG? This would cut out the middleman, promote group safety, and unused funds could earn interest like an annuity. If someone out there knows about these things please advise. This is a "Risk Group" where the loss history is well documented and can be analyzed for common problems and potential solutions. Any Ideas? Stu ____ Stuart Seffern Debbie Loiselle 916 Dane Street Madison, WI 53713 E-Mail- RTWM02A@Prodigy.com