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To Frontis Newell:

I am not a Lancair owner or know of an insurance company, but I suggest you
look at past entries to Marv's website.  Marv has had some postings on the
subject.  However you might find some guidance in a great set of articles
about insurance (and  verbage) on AVWEB:

     http://www.avweb.com/toc/insure.html

If you don't subscribe, it's free!  I hope this helps a little.

Dick Blumenstein