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Brent wrote:

>As far as insurance goes, the plane isn't a plane when it is a kit so
>renter's,
>homeowner's or business insurance should cover "aircraft parts". Check with
>your agent.


I checked with several agents and found NONE of them would cover my
aircraft I was working on in the garage, even if it was just "parts" being
assembled. The analogy one agent told me was "what if you were working on
rebuilding a car in your garage? You would need auto insurance to cover it".

I ended up getting some insurance from Avemco to cover mine. It costs about
1% of whatever value you declare. I keep my project split between my garage
and my hanger. Only what I'm working on is in the garage, the rest in the
hanger. That way, I'm splitting my chances of both of them being destroyed.
Since the most likely cause of damage is fire, and the hanger is metal, I
think I've reduced it down to a minimum - but still have some coverage.

If anyone knows of a home owners policy that covers building an aircraft in
your garage - I'd like to know who it is.

Terry Pickering


Terry Pickering                          CompuGroup, Inc.
pickering@myself.com                     Portland, Oregon USA
www.teleport.com/~compugrp               Cessna 172 & Lancair ES