Most 220 lb pilots, as in your example, will find the 235 cockpit snug. Their weight may increase their chances of death, and not just from stall-spin accidents. Fortunately for me, I weigh 130 lbs and fit very comfortably in the 235. This permits me to fly with a 220 lb wife or friend. Again I am fortunate to have a more moderately sized sweetheart. She doesnt cook much, so she maybas well go with me. When I travel with her, we can put 80 lbs of luggage in the back. That is the max luggage regardless of fuel load, due to aft CG limitations. More on that later.
Sometimes I carry heavier passengers. My aircraft does not have aileron trim, but I can pump fuel out of the right wing to balance the loads and fly straight. To discourage carrying heavier passengers, I have also trimmed the seatbelt. The lap belt is just long enough for the maximum 220 lb passenger. If they can't fasten the seatbelt they can't fly with me. This is the "ditch the bitch" option you so eloquently described.
This airframe's fuel is carried in the dreaded header tank (11 gal), and both wing leading edges (11 gal +11 gal). Hence all of the fuel is at or front of the CG. As the fuel burns off, the CG moves aft. It is my intention to be able to safely land after exhausting, losing, or spilling all of the fuel, so I always load such that an empty fuel load results in a safe CG location. During flight testing, I discovered that the longitudinal pitch stability disappeared when loaded to the factory-suggested aft CG limit. I revised this aircraft's operating handbook to move the aft CG limit forward 0.5". And that causes the 80 lb limit in the baggage area.
This airframe differs from the factory 235 design in a few ways:
Lycoming O-235-A2Bx engine. X is for high-compression (9.5:1) pistons
Cowl differs to match engine, round inlets.
Ventral fin about 5" high, with added rudder area below the horizontal tail
Flap fences fill the gap between the flap and fuselage fairing - I'm told that without the fence, some 235s have had problems with flap vibrations.
Oleo nose strut and Debongers on main gear.