X-Virus-Scanned: clean according to Sophos on Logan.com Return-Path: Sender: To: lml@lancaironline.net Date: Wed, 02 Jul 2008 23:05:21 -0400 Message-ID: X-Original-Return-Path: Received: from fmailhost01.isp.att.net ([204.127.217.101] verified) by logan.com (CommuniGate Pro SMTP 5.2.4) with ESMTP id 3001195 for lml@lancaironline.net; Wed, 02 Jul 2008 14:09:04 -0400 Received-SPF: pass receiver=logan.com; client-ip=204.127.217.101; envelope-from=bbradburry@bellsouth.net Received: from desktop (adsl-146-127-218.mco.bellsouth.net[72.146.127.218]) by isp.att.net (frfwmhc01) with SMTP id <20080702180823H0100mdl11e>; Wed, 2 Jul 2008 18:08:24 +0000 X-Originating-IP: [72.146.127.218] From: "Bill Bradburry" X-Original-To: "'Lancair Mailing List'" References: In-Reply-To: Subject: RE: [LML] Legacy insurance X-Original-Date: Wed, 2 Jul 2008 14:08:26 -0400 X-Original-Message-ID: <1D48F54E27954C6B8E1AAAB1C4215062@Desktop> MIME-Version: 1.0 Content-Type: multipart/alternative; boundary="----=_NextPart_000_004A_01C8DC4D.1909E310" X-Mailer: Microsoft Office Outlook 11 X-MimeOLE: Produced By Microsoft MimeOLE V6.0.6001.18000 Thread-Index: AcjcYogyyxx7JqGlRleUoRPdhOLcrAAC54WA This is a multi-part message in MIME format. ------=_NextPart_000_004A_01C8DC4D.1909E310 Content-Type: text/plain; charset="us-ascii" Content-Transfer-Encoding: 7bit Hal, You didn't say what company you had contacted, but if you haven't, you should talk to SkySmith. He can certainly tell you what would be required to get you insured in the Legacy if it is possible. If it is not possible, he can tell you that as well. Bill B _____ From: Lancair Mailing List [mailto:lml@lancaironline.net] On Behalf Of hal-ed Sent: Wednesday, July 02, 2008 12:42 PM To: lml@lancaironline.net Subject: [LML] Legacy insurance Evening All, I'm not sure how wide the appeal for the question might be, but I'm certain that for various reasons, the answers to these questions could become general interest at some point. I've recently signed the purchase agreement for a Legacy kit, and have been looking at the future insurability for the day when the baby will fly under its own power-a year or two down the road, I expect. So far I've spoken with one company that represents four underwriters. They've been vey friendly and helpful, but the bottom line is that two of the underwriters won't quote any Legacy and the other two would decline to quote "me" in a Legacy. I'm partially to blame for this, of course, since I had a reportable accident this year in my certified bird that resulted in the total loss of the aircraft, and very nearly myself. It was actually this accident, and the hours of parsing my logbooks for the FAA, NTSB and the insurance company reports (while lying in a hospital bed) that highlighted my normal mission profile and led me to the Legacy as more closely aligned with the way I was actually using my aircraft. So, here's the question(s). I expected to pay more following the accident, I didn't expect the underwriters to decline to even quote me. Is there a time, an industry formalized period, where one is blacklisted following a claim, and if so, how long does that last? Do you know of other companies and underwriters that, while taking a claims history in to account, might not be as shy about providing a quote? Regards, Hal ------=_NextPart_000_004A_01C8DC4D.1909E310 Content-Type: text/html; charset="us-ascii" Content-Transfer-Encoding: quoted-printable Legacy insurance

Hal,

You didn’t say what company you had contacted, but if you = haven’t, you should talk to SkySmith.

 

He can certainly tell you what would be required to get you = insured in the Legacy if it is possible. 

If it is not possible, he can tell you that as = well.

 

Bill B

 

From: Lancair Mailing List = [mailto:lml@lancaironline.net] On Behalf Of hal-ed
Sent: Wednesday, July 02, = 2008 12:42 PM
To: = lml@lancaironline.net
Subject: [LML] Legacy = insurance

Evening = All,

I'm not sure how wide the appeal for the = question might be, but I'm certain that for various reasons, the answers to these questions could become general interest at some = point.

I’ve recently signed the purchase = agreement for a Legacy kit, and have been looking at the future insurability for the = day when the baby will fly under its own power—a year or two down the road, = I expect. So far I’ve spoken with one company that represents four underwriters.  They’ve been vey friendly and helpful, but the = bottom line is that two of the underwriters won’t quote any Legacy and = the other two would decline to quote “me” in a = Legacy.

I’m partially to blame for this, of = course, since I had a reportable accident this year in my certified bird that = resulted in the total loss of the aircraft, and very nearly myself.  It was actually this accident, and the hours of parsing my logbooks for the = FAA, NTSB and the insurance company reports (while lying in a hospital bed)  = that highlighted my normal mission profile and led me to the Legacy as more = closely aligned with the way I was actually using my = aircraft.

So, here’s the question(s)…  = I expected to pay more following the accident, I didn’t expect the underwriters to decline to even quote me.  Is there a time, an = industry formalized period, where one is blacklisted following a claim, and if = so, how long does that last?  Do you know of other companies and = underwriters that, while taking a claims history in to account, might not be as shy = about providing a quote?

Regards,

Hal

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