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We are averaging 2+ losses per year on Lancair IV's out of a total
risk group of about 100 flying airplanes.  This is a VERY high rate.  
Much higher than 152's for the number of THAT aircraft flying. The
owners paying insurance in that group "pay for" the losses of that
group.  I've talked many times to the Insurance adjuster for AVEMCO.  
He has a strong bias against Lancair IV in part (I would suspect
mostly) because of the actual loss rate has been very high in dollar
terms.  This is his bread and butter so to speak.  He makes his
living betting that we will NOT have more accidents than his premium
rate covers.  Its as simple as that.

  We, on the other hand should be able to find more effective ways to
limit our risks if we take the effort to look at the data and ask the
right questions.  It may be our only option until the actual loss
record improves, which it eventually should....

Is there anyone out there who is or has a friend in the industry how
might have more answers?

____
Stuart Seffern
Debbie Loiselle
916 Dane Street
Madison, WI 53713

E-Mail- RTWM02A@Prodigy.com