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Posted for "John Barrett" <2thman@olympus.net>:
I would be very cautious about USAA.
I've been with USAA for over 30 years and - though I hate paying the premiums - they are GREAT. Always pay claims (I haven't had many or very large). They don't mess around with you when you screw up. I got three tickets in three years and came close to having them drop me. Yes they do raise your rates for three years when you are at fault in an accident. I think you have to join as an officer in armed services while on active duty (not sure about this).
Now, and this is important, if I am elected your President in 2004, I will craft
legislation that requires all insurance companies to write insurance for
whatever coverage (health, life, disability, liability, long term care, property
damage, etc.) to whomever walks in the door just as Motel 6 or Wendys or any
local lunch counter has to serve all the public regardless of whatever prejudice
du jour might exist. How's that for a first plank?
Harry League
Aye - there's the rub - if insurance companies were required to insure everyone for everything, the premiums would be unaffordable - just a few people with high maintenance problems (read claims) can rot the whole plan. They tried forcing medical and dental insurance plans to do something like that in Washington State a few years ago - just about bankrupted the whole system in just about three short years! No thanks.
John Barrett
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